Real Estate Closing Lawyer

We confirm the terms protect your interests and verify pricing, deposits, conditions, and closing timelines of your real estate deal.

We identify potential issues like special assessments, reserve fund shortfalls, or upcoming projects that could affect costs or resale value.

We confirm legal ownership, identify liens or encumbrances, resolve issues before closing, and arrange title insurance for added protection.

We work directly with your lender to review instructions, prepare documents, and ensure all conditions are met for registration.

We walk you through every document (in-office or virtually) and explain what you're signing before closing.

We handle fund transfers, register the transfer and mortgage, release keys, and provide you with a final report and copies of all documents.

We confirm your obligations are clear and achievable, verify closing timelines, and ensure deposit terms protect your interests.

We identify and resolve any mortgages, liens, judgments, or encumbrances registered against your property before closing.

We coordinate with your lender to obtain discharge statements, pay off your mortgage, and register the discharge on closing.

We calculate property tax credits, utility adjustments, and prepaid expenses so you receive what you're owed.

We walk you through all documents (in-office or virtually) and explain what you're signing before closing.

We handle the transfer of title, receive sale proceeds, pay off mortgages and liens, and send you your net proceeds with a final report.

We review your new lender's instructions and mortgage terms to confirm rates, conditions, and closing requirements.

We confirm there are no new liens, judgments, or encumbrances registered against your property that could interfere with the refinance.

We contact your existing lender to obtain a discharge statement, calculate the payout amount, and arrange for the old mortgage to be discharged on closing.

We prepare all necessary mortgage documents, transfer of charge forms, and discharge paperwork for registration.

We walk you through every document (in-office or virtually) and explain what you're signing before closing.

We register your new mortgage, discharge the old one, handle fund transfers, and provide you with a final report and copies of all registered documents.

We review separation agreements, divorce orders, estate paperwork, or severance consents to confirm the transfer is legally authorized.

We confirm current ownership, identify any liens or encumbrances that need to be addressed, and ensure the transfer complies with legal requirements.

We work with your lender to obtain consent for the transfer or arrange for mortgage assumptions or discharges.

We identify potential land transfer tax exemptions, capital gains considerations, or other tax consequences and explain them clearly.

We prepare the Transfer of Land, affidavits, survivorship applications, and any supporting documents required for registration.

We walk you through every document (in-office or virtually) and explain what you're signing before registration.

We register the transfer, update title, and provide you with a final report and copies of all registered documents.

What you pay your lawyer to represent you throughout the transaction. Our legal fees cover our services such as, document review and preparation, status certificate reviews, title searches, coordination with lenders and other parties, registration of transfers and mortgages, and final reporting. We also include all office disbursements in our price — title searches, writ searches, software fees, tax certificates, mortgage instruction fees, banking fees, and administration fees.

Paid only by the buyer, calculated based on the purchase price. In Toronto, buyers pay both provincial and municipal land transfer tax. First-time buyers may qualify for a rebate that significantly reduces or eliminates the provincial portion. It can also apply in some title transfers, even when no money is being exchanged.

The government charges $85 per document registered on title (as of 2026). A typical purchase with a mortgage incurs two registration fees: one for the transfer of ownership and one for the mortgage registration.

Title Insurance protects you against title defects, survey issues, fraud, and other problems that could affect your ownership. Required by most lenders and applies to purchases, refinances, and some title transfers.

Yes. In Ontario, both buyers and sellers are legally required to hire a real estate lawyer to handle the closing of any property transaction. Your lawyer ensures title is properly transferred, mortgages are discharged, and all legal obligations are met before ownership changes hands.

A real estate lawyer in Ontario handles title searches, reviews your Agreement of Purchase and Sale, coordinates with lenders to register or discharge mortgages, calculates closing adjustments, transfers funds securely through their trust account, and registers the deed to transfer ownership. They protect your legal and financial interests throughout the transaction.

Real estate lawyer fees in Ontario typically range from $1,000 to $3,000 depending on the transaction type and complexity, plus other closing costs like title insurance, land transfer tax, and registration fees. We provide transparent, all-inclusive pricing with a detailed quote upfront so you know exactly what you'll pay before closing day.

No. In Ontario, there is the two-lawyer rule. Meaning that both the transferor and transferee of real property need their own lawyer. There are some limited circumstances where the same lawyer can represent both the buyer and seller in a real estate transaction.